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Particularly during an election year, we are frequently reminded that voting and “making your voice heard” is important, allowing us to take action and instigate change on issues that matter to us.

This year, the time is particularly ripe for insurance risk management professionals to make their voices heard. While candidates are debating the recession, unemployment, taxes, healthcare reform, immigration and other “big picture” economic issues on the legislative stage, behind the scenes federal and state regulators are working diligently to craft regulations and supervisory systems that will significantly impact the insurance industry. These developments may not only create new public policy, but also may change the way insurers manage compliance and risk functions on a day-to-day basis for years to come.

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