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Reinsurers say companies worldwide have suffered intensifying weather-related losses in the past three years, but less than a third of them are actively responding to the risk—increasing the likelihood those companies will be unprepared to deal with the economic impact of more frequent and severe weather events.

“If we’re not ready, we’re in trouble,” says James E. Rogers, CEO of Duke Energy, relaying concerns that companies neglecting to incorporate changing environmental threats into their enterprise risk management programs could end up folding under the pressure of a volatile catastrophe climate.

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