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After weeks of record-breaking temperatures and oppressive humidity, much of the country is looking to cool off.  Swimming pools are perfect for beating the heat, but they can also present some insurance complications.

Such was the case for an FC&S subscriber’s client, who was insured by a Homeowners’ policy form HO-3. The client’s above-ground swimming pool collapsed due to deterioration. Water escaped and went into the basement of the residence through the walls and back door, causing damage to the building.

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