Editor's Note: This article was contributed by Dennis Jay,the executive director of the Coalition Against Insurance Fraud(CAIF).

Mikhail Zemlyansky was nothing if not ambitious. The Russiannative masterminded a sprawling crime empire that bled New Yorkauto insurers with seeming impunity.

His gang made at least $400 million in dirty crash-injuryclaims, federal prosecutors say. That audacious money haul isnearly the team value of the Baltimore Orioles. It was the largest auto-fraud scheme in U.S. history until the gang wasbroken open this winter.

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