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If you look at a map of the United States, one could make a case that Joplin, Mo., is the heart of the country.

A year ago on May 22, at about 5:40 p.m., that heart was broken when a tornado with winds of more than 200 mph ripped through the city of about 50,000 people. But with insurance playing a large role, Joplin is recovering and rebuilding.

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