At some point in either our personal lives or business lives we have had to ride out a storm.

Countless articles have documented how an individual, family, business, government entity, city, or town has had to step up and handle a crisis.

Luckily, assistance is available to assist you in weathering your storm, whether it be a minister, counselor, accountant, attorney, Red Cross, FEMA, or in the case of a specific weather-related storm, your insurance agent. Most people would not necessarily place an insurance agent in this category until they experience the aftermath of a tornado, earthquake, hailstorm, lightning storm, flood or hurricane. Unfortunately for all of us and for the loss ratios of most insurance companies, these type of events have occurred all too often in 2011.

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