Once unknown or misunderstood by many privately-owned businesses, directors & officers' (D&O) liability insurance has been pushed onto the radar by the recession and national headlines.
While the reasons for purchasing D&O liability coverage has become less of a mystery, the question remains: Is D&O liability insurance “nice” or “necessary?”
Too many private businesses still view it as a nicety, leaving them exposed to potentially serious risk. Agents and brokers are in a unique position to help clients understand that private businesses of all sizes need to protect themselves from exposures tied to D&O liability.
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