We have certainly been witness to not only an extremely busy legislative season and an unfortunately devastating year of catastrophes, but also a fairly active regulatory environment. At the end of the third quarter, more than 18,580 statutes, regulations, and bulletins impacting the insurance industry had been newly created, revised, or issued since the beginning of the year. Additionally, state legislatures and Congress had introduced nearly 11,000 bills affecting insurers.

But even though the adjournment of many states’ sessions reduces the legislative monitoring somewhat as we head into this last quarter of 2011, the inevitable regulatory activity persists. It’s not difficult to find a number of examples already.

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