K-12 schools face a variety of risk-management issues in educating special needs students—and those challenges are only growing for many schools as their resources are shrinking.

Leading school-insurance broker Nancy Sylvester, the Baton Rouge, La.-based managing director of the Public Entity & Scholastic Division at Gallagher Risk Management Services Inc., talks about why this risk is growing and how schools can manage it.

Q. How is educating students with special needs becoming a greater risk-management challenge for K-12 schools?

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