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Sagging economies tend to have insurance implications. When businesses slow or close and workers fear they will lose their jobs, there is typically a spike in workers’ comp claims.

I’m not saying the claims are false, but I know that many people will work with aching backs caused by work-related injuries when it means a regular paycheck. But when the prospect of a paycheck begins to dim, those same people may be more willing to file for workers’ comp indemnity payments.

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