Thank you for sharing!

Your article was successfully shared with the contacts you provided.

A Colorado couple that owned two farms thought that cheating the system would be easy—sell some crops and claim that they were ruined by that summer’s weather. However, when the insurance policy is taken out just months before the supposed loss and the crops lost had no commercial value, things may start to look a little rotten.

In February of 2004, both Bigelow Associated Farms (BAF) and J.B. Farms (JBF), owned by husband and wife potato farmers Donald Boyd Bigelow and Janet Kerkman Bigelow, purchased crop insurance from Great American Insurance Company (GAIC). Later that year, the couple filed claims with GAIC citing weather-related losses; the two claimed they lost all of their “zero value production” potatoes, or those without any commercial value.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.