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I have been accused of many things, but seldom of being a prophet. Yet there it is, for all the world to see, in my October, 2010 American Agent & Broker article “Reality Bites” about the recent invasion of bedbugs and lack of insurance coverage for some under current personal and commercial forms:

Second, if the [bedbug] issue continues to gather attention and estimated damages escalate, it’s possible, particularly in this soft market, that some creative insurance type will dream up a DIC or customized coverage approach, at least for the major commercial risks.

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