When workers' compensation was first introduced in the U.S. 100years ago, several types of employment were exempted, includingagricultural workers, domestic servants, many railroad workers ininterstate commerce, and in some states workers in nonhazardousemployments.

More classes of workers were added over time. By 1940,employees earning wages and salaries accounting for 75 percent ofwage and salary disbursements were covered by workers' compensationlaws. At the time Mississippi adopted the system in 1948, thepercentage rose to about 78 percent. Since that time a decline indomestic servitude, railroading, and agricultural employment, aswell as expansions of workers' compensation coverage, have led topayroll coverage of about 92 percent.

Growth in Expenditures on Workers'Compensation

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