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If there is one consistent discussion point in the insurance technology debate it centers around the need for modern core solutions. I’ve been listening to industry analysts and consultants discuss the issue for years, to the point where I wondered if the audience was truly listening to what these experts were saying.

Of course the industry is listening, but knowing what to do and actually going out and doing it are two different situations. This may not be the best comparison, but look at your personal life. There are many things we want in life that we may think we need—or more likely, just really want—but we put off buying a new home or a new car or the iPad2 for a number of legitimate reasons.

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