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After a fender bender, one typically files a police report to document what happened. When you are not actually in your car when it is hit, however, filing a police report to support fraudulent injury claims will not help your case.

When a GEICO-insured driver backed into an unoccupied vehicle in a St. Francisville, La. retail store parking lot, there was no damage to the vehicle at the scene. No police report was filed. However, the owner of the unoccupied vehicle, Honabea Cavalier, 31, filed bodily injury claims for her and her five children a few days later and received a $500 payout from GEICO.

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