As investors and insurers digest this year's first wave ofearnings reports, conference calls and financial supplements, itseems appropriate to pause and ask: What have we learned? Here arefour takeaways:
1. Primary insurer pricing power may be slow toreturn.
Most primary insurers reporting Q1 earnings produced ROEs(returns on equity) ranging from the high-single to low-doubledigits. These certainly aren't great numbers, but neither are theyterrible considering the low-interest-rate environment and multipleyears of declining prices.
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