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Florida’s property insurance reform bill SB 408 received approval on April 5 from its final Senate committee. In its wake came a frenzy of negative media coverage. A MiamiHerald.com headline said the bill “benefits the industry,” presumably at the sole expense of the consumer. A story in the Sarasota Herald-Tribune boldly declared it is “ … legislation intended to help Florida’s struggling carriers, while offering consumers higher rates, limited rights to challenge carriers and the public burden of paying for sinkhole damage.”


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