It was Dutch physicist Niels Bohr who said, "Prediction is very difficult, especially about the future."
Assessing risk in a rapidly changing world is perhaps the most formidable challenge facing the insurance industry today.
Tried and true actuarial models become less trustworthy when the historical bedrock that these models are built upon begins to shift. This year, there are at least four emerging threats with the potential to impose seismic change upon the risk management landscape.
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