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FARGO, N.D. (AP) — The number of flood insurance policies issued to North Dakota residents so far this year is down slightly from last year, despite predictions of high water and an emergency declaration request for about one-third of the state’s counties, federal officials said Tuesday.

Flood insurance reports typically have a 90-day lag period and it’s possible people are waiting until the last minute to buy flood insurance this year, so the numbers could jump in the next report, Federal Emergency Management Agency officials said.

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