By assessing your workers' compensation program's strengths and weaknesses, you can create a blueprint of the potential dangers that could result in higher insurance premiums. This 14-point workers' compensation checklist can help you determine if you are doing all you can to safeguard your company and your employees.
1. Do you know your lowest possible Experience Modification Factor?
Even if your mod is low, working toward the lowest possible mod is the best way to ensure long-term savings.
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