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Fueling skepticism about the efficacy of texting-while-driving (TWD) bans are the Highway Loss Data Institute’s (HLDI) latest findings. The organization, which is an affiliate of the Insurance Institute for Highway Safety (IIHS), compared claims in four states both before and after the enactment of each TWD ban with the claim patterns in nearby states. The researchers determined there was actually a slight uptick in the frequency of insurance claims filed under collision coverage for damages.

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