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A pair of surveys about the commercial lines insurance market in the 2010 third quarter revealed that competition remains fierce and that the soft market is still far from over.

In a Council of Insurance Agents and Brokers survey, brokers in all regions of the United States agreed that the commercial property and casualty market remains competitive, particularly for new business, and that insurers are still willing to “reduce premiums significantly.”

The survey showed that renewal rates for commercial risks declined by 5.2 percent on average, CIAB said, compared to a 6.4 percent decrease in the second quarter.

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