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Homeowners insurance controversies have made headlines in Florida, Mississippi and New York of late, as insurers and regulators struggle to maintain a viable catastrophe coverage market, and in some cases butt heads over rates and exposure.

In Florida, the Office of Insurance Regulation approved an average statewide homeowners insurance rate increase for Citizens Property Insurance Corp. of 10.3 percent–slightly more than the state-run insurer asked regulators to approve.

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