NU Online News Service, Sept. 24, 2:35 p.m. EDT

New York's insurance regulator has outlined several proposals to ensure consumers have access to homeowners insurance, but insurance associations believe he is fixing a problem that doesn't exist.

Insurance Superintendent James J. Wrynn's proposals are aimed at ensuring availability and affordability in the homeowners insurance marketplace. The proposals would cover a catastrophe fund, windstorm deductibles and limits on nonrenewals.

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