Accenture Insurance Consumer Fraud Survey 2010

The survey also reveals a significant increase in claims filed, with nearly half of U.S. adults (47 percent) saying they had filed property/casualty insurance claims at some time, up from less than one-third (29 percent) in a similar survey conducted in 2003.

According to the survey of more than 1,000 adults, 76 percent of consumers said people are more likely to commit insurance fraud during an economic downturn than they are in more normal times, up from 66 percent in 2003.

While 83 percent of the Americans surveyed in 2003 believed insurance companies were capable of identifying or preventing fraud, only 72 percent think so today. More than two-third of respondents (68 percent) said they believe insurance fraud occurs because people believe they can get away with it, up from 49 percent in 2003.