NU Online News Service, Sept. 7, 3:50 p.m. EDT

"Due to our deteriorating results in Florida, we are reducing all commissions to zero percent, effective Sept. 7, 2010. We appreciate your continued understanding and support."

That e-mail, sent Sept. 3 from Explorer Insurance Co. to its 400-plus Florida authorized agents, put the brakes on the company's auto insurance business in the Sunshine State.

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