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When rating property and casualty insurance and reinsurance companies globally, stress-testing is applied to evaluate the resiliency of (re)insurers' credit profiles, Moody's Investors Service said in a report.
"Our objective is to present forward-looking ratings that incorporate the companies' risks and consider the impact of downside stress scenarios," said Sarah Hibler, Moody's senior vice president and co-author of the report titled "Stress Testing Property and Casualty (Re)insurance Companies."
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