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“Profitability in workers’ compensation is heading downhill rather rapidly,” according to Robert P. Hartwig, Ph.D., CPCU, president and economist of the Insurance Information Institute. “We are earning about 40-50 percent less than we were pre-crisis.”

Hartwig and his fellow panelists — Gary Hinson, vice president of ACE USA Claims, and Jeff Eddinger, FCAS, MAAA, practice leader and senior actuary for NCCI Holdings, Inc. — reported on the health of the workers’ compensation market at the Florida Workers’ Compensation Institute’s annual Workers’ Compensation Educational Conference on Tuesday at a session entitled, “Annual Checkup: What Is the State of the Workers’ Compensation Market?” The discussion was moderated by Sam Friedman, group editor-in-chief of National Underwriter, P&C.

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