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Let’s face it, the news isn’t good, no matter where you look. Unemployment figures refuse to budge, oil continues to pump into the Gulf, the stock market is wobbly, the EU is in financial disarray, and politicians spend more time finger-pointing than doing anything about it all.

That’s the macro-level bad news. On the positive side, independent agents are still holding up their end of things. And all I can say is, you guys must be really busy. AA&B and National Underwriter recently called for nominations for our first joint Agency of the Year awards, and although we received plenty of requests for submissions forms, in the end many took a pass on the July 1 deadline.

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