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And now, more unexpected fallout from the recession: senior citizen entrepreneurs.

If you’re not already seeing a demographic shift in the makeup of your small business clients, you probably will soon. A recent study by the Kauffman Foundation, a private organization which tracks entrepreneurism, indicates that to 24-to-34 age bracket of entrepreneurs behind start-up companies, which ruled during the dot.com boom, now has the lowest rate, surpassed by entrepreneurs age 55 to 64, whose start-ups increased 36 percent in 2008. In total, more than 80 percent of all startups were by people over 40 years of age.

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