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These are certainly challenging times for the property and casualty insurance industry, given the stagnant economy, a soft commercial lines market and calls in Congress to impose new regulations as part of broader financial services reform.

National Underwriter sat down with John T. Hill II, chair of the National Association of Mutual Insurance Companies, to discuss these and other key issues confronting the business. We met in his New York office, where he serves as president and chief operating officer of Magna Carta Companies.

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