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While St. Patrick’s Day parades and other festivities are entertaining for onlookers, public risk managers need to look at reducing exposures and preventing losses — which involve careful pre-planning, event coordination and contractual risk transfer, says one insurance provider.

“Pre-planning of an event is crucial for identifying possible exposure and risks,” noted Bruce Lunning, senior risk control liability specialist at Travelers. “Small cities and towns should be in control of all aspects, including planning the parade routes to training any volunteers working at the event about what activities are allowed.”

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