For the second consecutive year, service issues and vendor/venue bankruptcies remain the most frequent causes of wedding-day claims, according to Travelers.

According to claim data from the insurer, 62 percent of all wedding insurance claims from 2009 were the result of vendor and venue problems, a 19 percent increase in this category in comparison to a similar study Travelers released last year.

Mishaps with banquet facilities, caterers, photographers, and flower shops left some newlyweds without important wedding-day details. The most common vendor- and venue-related problems include the facility or vendor going out of business, flowers and photos not being delivered, DJs not showing up, and caterers not delivering what was promised.

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