NU Online News Service, Jan. 29, 12:23 p.m. EST

Laws banning the use of hand-held phones while driving have failed to reduce crashes, according to research conducted by the Highway Loss Data Institute.

HLDI, an affiliate of the Insurance Institute for Highway Safety (IIHS), said its findings were based on a comparison of crash damage insurance claim rates in four U.S. jurisdictions before and after the phone use bans.

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