Dr. Robert Hartwig, CPCU, an economist and president of the Insurance Information Institute (I.I.I.), is urging Michigan policymakers to put the brakes on factors driving up auto insurance rates. Dr. Hartwig reports that if nothing is done to address and modify the state’s current policy regarding no-fault claims, then Michigan drivers will continue to pay more than most Americans for auto insurance.

“While the cost drivers influencing the price of auto insurance in Michigan are similar to those in other states in most respects, there is one glaring exception — its unlimited threshold for no-fault auto insurance claims,” Dr. Hartwig testified, in remarks before the Michigan House Insurance committee on Dec. 3, 2009. “No other state in the country provides unlimited no-fault benefits, and for good reason: with unlimited benefits come unlimited costs.”

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