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2009_CoverTeaseAs I scanned all the 2009 editions of National Underwriter, picking candidates for my annual choices as the year’s biggest stories, one thought kept crossing my mind—it could’ve been worse. Read on for my top-10 picks and a retrospective on the year that was for p&c insurance.

No one will look back fondly on 2009. The economy was in a shambles. Insurable exposures disappeared at an alarming rate. The investment markets—especially in the first half—were volatile at best.


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