Language contained in their own claims manuals might void policy exclusion provisions insurers have used to deny Chinese drywall homeowners claims, according to an insurance law expert.

Charles Miller, a principal at the Insurance Law Center in Berkeley, Calif., made his remarks here at a hearing on drywall issues by the National Association of Insurance Commissioners' Catastrophe Insurance Working Group, during the regulator group's Winter National Meeting.

Mr. Miller raised questions about whether various exclusions apply by drawing upon language in the Fire, Casualty & Surety Bulletins, part of Summit Business Media, which also publishes National Underwriter.

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