In light of those numbers, it is surprising that claims organizations often overlook the management of physical therapy services to focus instead on pharmacy (accounting for only 12 percent of the increase in severity) or hospital services (accounting for only 14 percent).

One reason for this common oversight is the relatively moderate 19 percent price increase in physical therapy costs, compared to the pharmacy price increase of 42 percent or the hospital services increase of 48 percent.

Pricing, however, is not the only factor that drives the increase in medical severity.

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