NU Online News Service, Sept. 11, 2:14 p.m. EDT
An analysis of property insurance trends by two academics suggests that post-disaster property insurance rate regulation actually drives up the prices it purports to control.
In their policy report from the Independent Institute titled "Catastrophes and Performance in Property Insurance," economists Patricia H. Born and Barbara Klimaszewski-Blettner performed a detailed analysis of trends in the industry over 23 years and, they argue, that post-disaster property insurance regulation actually drives up the prices it purports to control.
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