What are the ethical responsibilities of insurance industry employees to promote long-term career interest in their profession with both their time and money? Are producers and insurers ethically bound to actively recruit new blood into the business?

This was the most recent "Question of Ethics" posed to National Underwriter readers. Peter R. Kensicki–a professor of insurance at Eastern Kentucky University in Richmond , Ky., as well as a member of the Ethics Committee of the CPCU Society in Malvern, Pa.–compiled reader responses for us below as part of his quarterly NU column:

Most of those responding believe there are either ethical or logical duties for some employees and insurers, but the degree of the ethical responsibility varies primarily by position.

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