Editor's Note: This article originally appeared inNationalUnderwriter, P&C.

The 1994 Honda Accord ranked as the most stolen vehicle in theUnited States in 2008, according to the National Insurance CrimeBureau's (NICB) "Hot Wheels 2009" report.

At the same time, the NICB said that the preliminary 2008 FBIUniform Crime Report shows vehicle theft is on pace to decrease by13.1 percent compared to 2007.

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