Texting has become socially acceptable -- or at least socially tolerated -- almost everywhere today. Whether it's inside a nice restaurant, a museum, or even a place of worship, there are more than likely a few pairs of thumbs clicking away as messages are relayed. The most recent hot spot for using that fun little phone? The driver's seat.

In 2008, Nationwide surveyed more than 1,500 Americans, 18 percent of whom admitted to texting while driving. The statistics were even more disconcerting in the 30 years and under category, with about 39 percent admitting to texting while driving.

It's because of this and similar studies that a group of senators is pushing to pass the ALERT Act, which would prohibit any driver from sending text or e-mail messages while operating a vehicle. If the bill does pass, then any state that fails to enact a law banning texting while driving could lose up to 25 percent of its federal highway funds.

"Nationwide believes we can save lives by finding solutions to the problem through legislation, public awareness and encouraging the development of new technology," said Bill Windsor, Nationwide's safety officer. "In addition to saving lives, fewer crashes could result in lower auto insurance costs."

While technology is partially to blame for causing the problem, it may also be a solution to it. Nationwide is working with Aegis Mobility on a program that would advise callers and texters that the person they're trying to reach is driving. The technology is aimed at reducing the number of crashes caused by texting and other cell phone use while driving.

While legislation and bans may seem a bit harsh, the overall goal is safety. Yes, it may be difficult to ignore that text from your bff, but resisting the urge to reply will yield a safer drive. Ttyl.

Special Reports /

Putting the Brakes on Texting

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