While many bicycle mishaps result in nothing more than a scraped elbow, others can result in claims with significant damages from serious injuries and lost wages. It is not uncommon to have damages in the hundreds of thousands, even into the millions of dollars.

Such damages obviously reflect a significant exposure to a carrier and justify a comprehensive bicycle accident investigation to identify causative factors and assist in establishing fault. Causative factors that typically come to light in a bicycle accident claim include cyclist and driver behavior, bicycle component or frame failures, maintenance issues, assembly issues, and the lack of proper safety equipment, like a helmet. Each of these points will be discussed in the context of the cyclist being the claimant.

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