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For years, small businesses have purchased workers’ compensation insurance, but few have actually implemented risk management strategies to keep costs down. One reason is that small businesses don’t have the expertise in this area or the time to devote to it. Another is that insurance companies are often not equipped to deliver these types of services to micro businesses.

Professional employer organizations (PEOs) have long recognized the importance of workplace health and safety, and risk management has always been a central component of the total human resources solution PEOs provide to small business clients.

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