NU Online News Service, May 5, 2:59 p.m. EDT

There is a good chance H1N1 flu virus will mutate and come back to the United States as a killer strain in the fall, experts convened by an insurance brokerage advised today.

That would be the case if the virus follows the course of the deadly 1918 flu attack, which killed 65,000 persons in the United States when a mild wave of the illness in the spring "was followed by a severe wave in the fall," said Dr. Gisele Norris, national director of Aon Healthcare's Alternative Risk Transfer practice.

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