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Fraud losses have been an obstacle for the insurance industry since its establishment. To help detect and deter it, there is now a frequency-based technology that determines veracity by analyzing brain activity conveyed through the voice, not through physiological response (i.e. computer voice stress analyzer, polygraph machines). In England and the U.S. alike, this technology — referred to as layered voice analysis — has been a very useful tool in pinpointing, investigating, and resolving fraudulent claims in the insurance industry. As an investigative focus tool, it has also been a success in U.S. law enforcement, corrections, and federal government agencies.

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