Insuranceregulators are charged with making personal lines insurance widelyavailable. Nothing has undermined the industrys image more over theyears than the battles between regulators and carriers over theavailability and affordability of auto and homeowners insurance.The question is, are carriers andtheir producers ethically required to assist in this effort? Whatare the ethical responsibilities of insurers and their agents andbrokers, if any, with regard to providing insurance to all whoapproach them for personal lines coverage? Click on to respond.
While you mayremain anonymous, please identify your role in the insurancebusiness so we can get a better sense of where you are coming fromwith your responseagent, adjuster, risk manager, etc.
A column recappingthe responses will appear in the May 25 edition of NationalUnderwriter, written by our ethics columnist, Peter R.Kensicki.
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