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In recent news, witnesses speculated that a UFO destroyed a wind turbine in the U.K. Naturally this begs the question, “What if a UFO crashed into your house instead?” Some homeowners may fear an insurer’s response to such a claim more than the actual repair costs themselves, but that could change.

Julie Carter of Adrian Flux, a U.K.-based specialist insurance broker, recalls that when the company’s Household division was first established 10 years ago, many insurers were ambivalent about meeting bizarre claims involving an “act of alien.”

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