In recent news, witnesses speculated that a UFO destroyed a wind turbine in the U.K. Naturally this begs the question, “What if a UFO crashed into your house instead?” Some homeowners may fear an insurer’s response to such a claim more than the actual repair costs themselves, but that could change.

Julie Carter of Adrian Flux, a U.K.-based specialist insurance broker, recalls that when the company’s Household division was first established 10 years ago, many insurers were ambivalent about meeting bizarre claims involving an “act of alien.”

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including and

Already have an account?


© 2023 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including, and
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2023 ALM Global, LLC. All Rights Reserved.