A.M. Best said the U.S. commercial and personal lines insurance markets outlook is stable, despite the ongoing soft market cycle and economic crisis.
The Oldwick, N.J.-based rating service said the personal lines market rating action maintains its previous outlook, noting that rating actions are not expected "to move profoundly in one direction." The number of upgrades and downgrades are expected to remain balanced throughout the year.
Best noted that the segment maintains favorable risk-adjusted capitalization despite unprecedented catastrophic activity in 2008.
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