Trends in regulation, risk, revenue and retirement will shape the insurance industry in 2009, according to a new analysis by a research consulting firm.
Needham, Mass.-based TowerGroup said these factors during the ongoing economic turmoil will force carriers to adopt new skills and business discipline in order to survive.
Risk and regulation, said TowerGroup, will be at the forefront as insurers pump money and resources into initiatives designed to optimize risk management and meet new regulatory mandates.
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